1. Personal assessment and review
Every Audemars Piguet Royal Oak Offshore owner has unique insurance requirements. Some clients wear their watch regularly, whilst others retain it as part of a growing collection of luxury timepieces. We begin by understanding your watch, its current value, how it is stored and how frequently it is worn or travelled with.

With a dedicated adviser, we discuss your existing insurance arrangements, valuation requirements, security measures and any concerns regarding theft, accidental damage, loss or overseas travel. We can also identify potential limitations within existing household insurance policies and discuss alternative solutions where appropriate.

2. Report and recommendations
Following our review, we approach insurers experienced in arranging cover for luxury watches and high-value assets. Our objective is to help secure protection that accurately reflects the value and significance of your Audemars Piguet Royal Oak Offshore.

Depending upon your individual circumstances, recommendations may include agreed-value cover, worldwide protection, accidental damage cover, theft protection and specialist collection insurance. Clients who own multiple timepieces may also benefit from dedicated Luxury Watch Insurance arrangements specifically designed for collectors.

3. Continuous service
Luxury watch values can change over time, particularly for sought-after Audemars Piguet models and limited editions. As part of our ongoing service, we remain available to review valuations, discuss additional acquisitions and help ensure your insurance arrangements continue to reflect the value of your collection.

Many Royal Oak Offshore owners also acquire additional luxury assets including jewellery, fine art, prestige vehicles and high-value homes. Through a bespoke High Net Worth Insurance solution, we can help bring these assets together under a coordinated insurance programme tailored to your individual needs.

One Policy Covers All Insurance

Our aim is to reduce the number of insurance policies our private clients have spread across the year, many of which are simply not needed. PWI assesses and arranges cover tailored to meet your requirements - often with one common renewal date and under one single Portfolio Insurance policy.

Jewellery & Watch Insurance

Virtually all of the clients we meet who own luxury jewellery and watches have wonderful stories to tell about them. Whether a precious inheritance, an extravagant reward or simply a sparkling piece of beauty that once caught the eye, these items hold enormous sentimental value and are worthy of only the very best Luxury Jewellery & Watch Insurance.

Motor Insurance

Whether you own a car for practical purposes, have a love of sleek lines or musical engine tones, having the right insurance protection is key to unlocking the freedom of the road.

Holiday Home Insurance

Many of our clients own additional residences located in the U.K, France, Italy, Spain, Portugal and Republic of Ireland, used either for private getaways or as short term lets.

Property Owners Insurance

Whether you are a Buy to Let owner, landlord or trust company, we can arrange cover dependent on your individual cover requirements so that you get the most cover from your policies without paying for protection you do not need.

Business Insurance

At Property Wealth Insurance Brokers our commitment to go further for our affluent clients extends to our services for their commercial needs.

Contract Works / Renovation Insurance

Clients spend huge amounts of money on renovations, extensions, basements and outbuildings, yet this is one area in which, in our experience, customers are often left without important Contract Works / Renovation Insurance protection because of a reliance on contractors, who may only have simple Liability Insurance. This leaves you, as a property owner, very exposed.

Structural Warranty (Latent Defects) Insurance

For private clients thinking of undertaking renovation for existing domestic properties or new builds, we can arrange suitable Structural Warranty Protection (Latent Defects) Insurance for you to ensure your investment does not become a money drain. We can help with:

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