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Listed Properties Insurance & Listed Buildings Indemnity Insurance Continued

Grade listed properties have survived several generations of owners each with their own tastes and styles which have been interpreted in various alterations, additions and refurbishments to the listed building, some of which may not have had the consent of the local authority. In such cases, it can become difficult to track what alterations have been made.

New purchasers are reliant on the seller, solicitors and professional surveyors to identify previous works undertaken. When this happens, with no previous building consent or planning sign off from the local authority, owners could leave themselves exposed to the local authority suddenly insisting that Retrospective Planning permission is sought, minor alterations are made to the property or a complete reversion is demanded back to the original architecture. This could potentially cost as much as the property purchase value itself to undertake. In these circumstances, solicitors would recommend, and lenders may enforce, that a form of Listed Building Legal Indemnity Insurance is purchased. We can give you peace of mind with Listed Properties Insurance UK and Listed Buildings Indemnity Insurance UK.

Property Wealth Insurance Brokers are one of only a few specialist Insurance Brokers in the U.K that can advise on and arrange Listed Property Indemnity Insurance as well as appropriate Buildings and Contents insurance for your Listed home.

• Legal Indemnity insurance can be taken out at any time subject to certain conditions and is especially appropriate during conveyancing
• Cover can be also be obtained for a variety problems relating to the building, title or deeds which cannot be rectified quickly if at all
• Although a policy covers the buyer (and lender), Legal Indemnity Insurance for Listed Buildings is generally purchased by the seller so they have control moving forward
• These policies are open ended due to the Listing covering the identified issue for life up to the market value of the property at the time of purchasing the policy. This should be reviewed every 10 years to ensure adequacy of cover


HOW WE HELP

1. Personal assessment and review
With a dedicated contact, we conduct an initial assessment of your needs over the telephone, at your home address or place of work dependent of your preferences, discretion and complexity. We will discuss your what is important to you and look to overcome current issues that may inhibit your lifestyle such as warranty restrictions and then agree a preferred renewal date.

During the meeting we will discuss any additional assistance that may be required in working out the value for replacement of your treasured items.

We will then agree your required timescales for stage 2.

2. Report and recommendations
Through getting closer to your individual needs, we provide our partner insurers with a better understanding of your requirements and in doing so our underwriters are able to tailor a personalised solution with the right cover. Our relationships enable us to go a step further so that should the need arise, we can obtain a contribution or fully fund risk improvements for you such as valuations, leak detection systems, alarms, safes, electrical inspections and vehicle trackers to name just a few.

We will report back to you our as agreed and discuss with you our recommendations with written confirmation. Copy reports and contents inventory will also be provided as required.

3. Continuous service
Providing terms are acceptable as a client we will contact you at regular intervals either monthly, quarterly, 6 monthly or annually as per your requirements to ensure that your policy remains up to date and your requirements are still being met as well as ensuring that our recommendations remain value for money.

Other Services

One Policy Covers All Insurance

Our aim is to reduce the number of insurance policies our private clients have spread across the year, many of which are simply not needed. PWI assesses and arranges cover tailored to meet your requirements - often with one common renewal date and under one single Portfolio Insurance policy.

Jewellery & Watch Insurance

Virtually all of the clients we meet who own luxury jewellery and watches have wonderful stories to tell about them. Whether a precious inheritance, an extravagant reward or simply a sparkling piece of beauty that once caught the eye, these items hold enormous sentimental value and are worthy of only the very best Luxury Jewellery & Watch Insurance.

Motor Insurance

Whether you own a car for practical purposes, have a love of sleek lines or musical engine tones, having the right insurance protection is key to unlocking the freedom of the road.

Holiday Home Insurance

Many of our clients own additional residences located in the U.K, France, Italy, Spain, Portugal and Republic of Ireland, used either for private getaways or as short term lets.

Property Owners Insurance

Whether you are a Buy to Let owner, landlord or trust company, we can arrange cover dependent on your individual cover requirements so that you get the most cover from your policies without paying for protection you do not need.

Business Insurance

At Property Wealth Insurance Brokers our commitment to go further for our affluent clients extends to our services for their commercial needs.

Contract Works / Renovation Insurance

Clients spend huge amounts of money on renovations, extensions, basements and outbuildings, yet this is one area in which, in our experience, customers are often left without important Contract Works / Renovation Insurance protection because of a reliance on contractors, who may only have simple Liability Insurance. This leaves you, as a property owner, very exposed.

Structural Warranty (Latent Defects) Insurance

For private clients thinking of undertaking renovation for existing domestic properties or new builds, we can arrange suitable Structural Warranty Protection (Latent Defects) Insurance for you to ensure your investment does not become a money drain. We can help with:

One Policy! One Renewal! All Covered!

Find Us

Call Us
01425 486684
Address
Hemings House, Wickham, PO17 5JT

Energy House, Ringwood,BH24 1PD
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