Under Insurance Issue (Grade 2) Listed House and Barn

Mr Hall contacted Property Wealth Insurance Brokers to review his 5 bedroom, Grade 2 listed house & barn insurance insured via his bank.

Why? - Mr Hall assumed that his Index Linked home insurance cover of over 10 years provided adequate cover.

No time - Due to a busy lifestyle, Mr Hall had been unable to review his contents insurance including his valuables built up over a life time.

Following Our Review:

BUILDINGS
Original Cover £438k
Revised Cover £736k
Change Of Cover Move to a Listed Property Specialist
Increase needed 146%
Change to premium Only 5%

CONTENTS
Original Cover £50k
Revised Cover £133k
Change Of Cover Specific cover for Antiques and Contents covered Worldwide
Increase needed 166%
Change to premium Only 5%

What if Mr Hall had not reviewed his insurance with PWI?

Due to under insurance, his home insurer may only settle 60% of a claim or worse cancel his insurance completely In the event of a loss, would Mr Hall's insurers have the expertise to deal with a claim for a listed property?

With no specific protection for Antiques, Mr Hall's New-for-Old Contents Insurance would not have correct cover to meet his expectations, yet they may charge higher premiums.